6,622 tools, each one opened, scored and signed by a Toolio reviewer

Addy AI

Saves time but not for all conditions. Close mortgage loans faster.

Checked 4 Oct 2026 Reviewed by Alex Listed since August 2024

Screenshot of Addy AI

At a glance

Starts at from $19 per month Includes access to AI agents for loan automation and document review. Excludes advanced feature integrations outside banking software.
Free tier No
Platforms Web, Chrome
Best for Mortgage professionals who need speed.
Not for Complex loan scenarios

3.9 out of 5

Scored by Alex after real use

Our verdict

Close mortgages up to 90% faster, but only if no manual intervention is required. Skipped by complex cases.

✓What it does well

Automate quicklyAI agents handle routine tasks fast.
Customizable agentsTrain specialized agents to fit your needs.
Secure data handlingSOC 2 Type 2 compliant, ensuring data security.

✕Where it falls short

Manual intervention neededAI requires human oversight for complex tasks.
Limited integrations outside banking softwareCan only integrate with certain LOS and CRM platforms.
Exceedingly high LTV limitsOnly goes up to 97% for single-unit residences on purchase or no cash-out refinance.

Key features

Loan automationAI handles borrower communication and document review.
Guideline complianceChecks loans against lending guidelines instantly.
Employee efficiencyOne employee can manage four times more loans.
Loan Condition ResolutionInstantly checks loans against lending guidelines.

Questions about Addy AI

What does Addy AI do?

Addy AI helps mortgage teams close loans faster with AI agents. The agents handle borrower communication and document review, check loans against lending guidelines instantly, and can be trained for specialized needs, with the reviewer citing closings up to 90% faster when no manual intervention is required.

How much does Addy AI cost?

Addy AI has no free tier. The Basic plan costs $19 per month, Pro costs $49 per month and Enterprise costs $99 per month, and the starting price includes access to AI agents for loan automation and document review.

Is Addy AI good for complex loans?

No. Toolio marks Addy AI as not for complex loan scenarios, and the reviewer says its AI requires human oversight for complex tasks. It is best for mortgage professionals who need speed on routine work.

Is Addy AI secure?

Addy AI is SOC 2 Type 2 compliant, which the reviewer lists among its strengths for secure data handling. It runs on the web and in Chrome, though it can only integrate with certain LOS and CRM platforms.

How does Toolio rate Addy AI?

Addy AI has a Toolio score of 3.9 out of 5, given by Alex after real use on 4 Oct 2026. The review notes that one employee can manage four times more loans with it, though complex cases still need manual intervention.

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