Fyle
Real-time receipt submission via text message, but requires an existing card setup and no international support.
At a glance
Starts at
$2.50 per user/month
Includes basic features for up to three users; add-ons required for additional cost centers or card types.
Free tier
No
Platforms
Web, Mobile App (iOS, Android)
Best for
Small businesses with domestic operations
Not for
International businesses with multiple cost centers
3.9 out of 5
Scored by a Toolio reviewer after real useOur verdict
Sage Expense Management excels in real-time expense tracking and automates approvals. It is ideal for small to mid-market businesses focused on US-based operations. However, it lacks features like international card support and additional cost centers outside of its basic plan.
✓What it does well
Expense AutomationAutomatically tracks expenses from everyday apps via text messages.
Real-time ReportingProvides real-time expense tracking and spend control for better budgeting.
Credit Card ReconciliationAutomatically matches receipts with transactions on existing cards like Visa, Mastercard, and American Express.
✕Where it falls short
Limited to Domestic CardsDoes not support international credit card reconciliation at this time.
No Cost Centers Beyond Basic PlanRequires add-ons for additional cost centers beyond the basic plan limits.
Reimbursals Limited to ACH in US OnlyOffers only ACH reimbursements and no other options like direct debit or wire transfer.
Key features
Expense TrackingTracks expenses, mileages, per-diems for easy reimbursement requests.
Spend InsightsProvides real-time reporting and spend control to monitor employee spending.
Integrations with Accounting SoftwareAutomatically syncs expenses to popular accounting software like QuickBooks, Xero, Sage Intacct, and more.
Global Card SupportSupports credit card reconciliation globally.