6,622 tools, each one opened, scored and signed by a Toolio reviewer

Fyle

Real-time receipt submission via text message, but requires an existing card setup and no international support.

Checked 5 Oct 2026 Reviewed by Alex Listed since July 2024

Screenshot of Fyle

At a glance

Starts at $2.50 per user/month Includes basic features for up to three users; add-ons required for additional cost centers or card types.
Free tier No
Platforms Web, Mobile App (iOS, Android)
Best for Small businesses with domestic operations
Not for International businesses with multiple cost centers

3.9 out of 5

Scored by Alex after real use

Our verdict

Sage Expense Management excels in real-time expense tracking and automates approvals. It is ideal for small to mid-market businesses focused on US-based operations. However, it lacks features like international card support and additional cost centers outside of its basic plan.

✓What it does well

Expense AutomationAutomatically tracks expenses from everyday apps via text messages.
Real-time ReportingProvides real-time expense tracking and spend control for better budgeting.
Credit Card ReconciliationAutomatically matches receipts with transactions on existing cards like Visa, Mastercard, and American Express.

✕Where it falls short

Limited to Domestic CardsDoes not support international credit card reconciliation at this time.
No Cost Centers Beyond Basic PlanRequires add-ons for additional cost centers beyond the basic plan limits.
Reimbursals Limited to ACH in US OnlyOffers only ACH reimbursements and no other options like direct debit or wire transfer.

Key features

Expense TrackingTracks expenses, mileages, per-diems for easy reimbursement requests.
Spend InsightsProvides real-time reporting and spend control to monitor employee spending.
Integrations with Accounting SoftwareAutomatically syncs expenses to popular accounting software like QuickBooks, Xero, Sage Intacct, and more.
Global Card SupportSupports credit card reconciliation globally.

Questions about Fyle

What does Fyle do?

Fyle handles expense management with real-time receipt submission by text message. It tracks expenses, mileage and per-diems for reimbursement requests, automatically matches receipts with transactions on existing Visa, Mastercard and American Express cards, and gives real-time reporting and spend control.

How much does Fyle cost?

Fyle starts at $2.50 per user/month on the Sage Intacct Basic plan, which covers basic features for up to three users. Sage Intacct Plus costs $3.98 per user/month, adds cost centers and supports five users, though card types beyond Visa, Mastercard and American Express still need add-ons. There is no free tier.

Does Fyle integrate with accounting software?

Yes. Fyle automatically syncs expenses to popular accounting software, including QuickBooks, Xero and Sage Intacct, among others. That pairs with its automatic credit card reconciliation, which matches receipts to card transactions.

Does Fyle work for international businesses?

Not well. Fyle does not support international credit card reconciliation, and reimbursements are limited to ACH in the US, with no direct debit or wire transfer. It is best for small businesses with domestic operations and not for international businesses with multiple cost centers.

Does Fyle have a mobile app?

Yes. Fyle runs on the web and as a mobile app for iOS and Android. Alex scored it 3.9 out of 5 on 5 Oct 2026 after real use, and Toolio lists Daftar, DisputePanda, TurboDoc and Openl as alternatives.

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