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Digitap

Digitap offers end-to-end APIs for digital onboarding, but only supports text-based KYC documentation.

Checked 4 Oct 2026 Reviewed by Alex Listed since October 2024

Screenshot of Digitap

At a glance

Starts at $99 per month Price as published by the vendor, September 2026.
Free tier No
Platforms Web, API
Best for Financial institutions with extensive customer onboarding needs
Not for Small Businesses with Limited KYC Needs

3.9 out of 5

Scored by Alex after real use

Our verdict

Digitap excels in automated risk management and provides fast processing. However, it falls short when handling non-textual document types during onboarding.

✓What it does well

Automated Risk ScoringAdvanced risk management scorecards using various data points like network, SMS, social media, and e-commerce.
Faster ProcessingHigh accuracy rates with quick execution times for customer onboarding.
CustomizationFlexible solutions that can be tailored to specific business requirements, offering support and proactive issue resolution.

✕Where it falls short

Limited KYC SupportDoes not handle non-textual documents for onboarding processes.
No Mobile AppNo mobile app integration, relying solely on web-based solutions.
Higher Costs for ExpansionCharges extra for scaling to larger customer bases without prior arrangements.

Key features

Customer Onboarding SuiteIncludes Digital KYC, OCR & validation of KYC docs, and Video KYC.
Alternate Data SuiteAssesses creditworthiness using data from bank statements, device data, e-commerce data, social media data, and telecom data.
TSP for Account AggregatorCertified TSP providing FIU module with integrations to account aggregators and necessary variables for credit underwriting.
Mobile IntegrationEnables onboarding through mobile devices.

Questions about Digitap

What is Digitap?

Digitap offers end-to-end APIs for digital onboarding, aimed at financial institutions with extensive customer onboarding needs. Its onboarding suite covers digital KYC and OCR validation of KYC documents, and it is a certified TSP for account aggregators, providing an FIU module and variables for credit underwriting.

How much does Digitap cost?

Digitap has no free tier. The Onboarding Suite costs $99 per month and includes digital KYC, OCR and other onboarding features, while the Alternate Data Suite costs $149 per month and assesses creditworthiness using alternate data sources.

How does Digitap assess creditworthiness?

Digitap's Alternate Data Suite assesses creditworthiness using bank statements, device data, e-commerce data, social media data and telecom data. The reviewer also highlights its automated risk scoring, with risk management scorecards built from data points such as network, SMS, social media and e-commerce activity.

What are the limitations of Digitap?

The reviewer notes that Digitap does not handle non-textual documents during onboarding and only supports text-based KYC documentation. It also charges extra for scaling to larger customer bases without prior arrangements, so Toolio says it is not for small businesses with limited KYC needs.

How does Toolio score Digitap?

Digitap holds a Toolio score of 3.9 out of 5, given by Alex on 4 Oct 2026 after real use, and it runs on the web and through an API. Toolio lists FinChat AI, Cheddar Flow, Servcy and Coast FIRE Calculator as alternatives.

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