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FinChat AI

Fiscal.ai provides real-time financial data for informed decisions.

Checked 3 Oct 2026 Reviewed by Alex Listed since September 2024

Screenshot of FinChat AI

At a glance

Starts at $98 per month Price as published by the vendor, September 2026.
Free tier No
Platforms Web, API
Best for Institutional investors, analysts
Not for Small teams with limited budgets

3.9 out of 5

Scored by Alex after real use

Our verdict

Fiscal.ai offers reliable and auditable financial data but can be expensive. It's best suited for those who need accurate data quickly, while others may find it pricey.

✓What it does well

Reliable DataInstitutional-grade data with human verification QA processes and auditable to source.
SpeedProvides real-time financial updates within minutes after filings are released.
API IntegrationAccurate financial data connected into your AI tools through the MCP API.

✕Where it falls short

High CostPricing starts at $98 per month, which is expensive for small teams.
Limited Free TrialOnly a 7-day free trial with limited features available.
No Mobile AppDoes not offer a mobile app, limiting accessibility on the go.

Key features

Real-Time DataUpdates data in minutes after filings are released.
AuditabilityData is auditable to source with human verification QA processes.
API ConnectivityProvides accurate financial data for integration into AI tools through MCP API connectors.
Global Equities Contentprovides auditable global equities content in minutes post-earnings

Questions about FinChat AI

What is FinChat AI?

FinChat AI, presented under the name Fiscal.ai, provides real-time financial data for informed decisions. It offers institutional-grade data with human verification that is auditable to source, updates within minutes after filings are released, and provides auditable global equities content after earnings.

How much does FinChat AI cost?

FinChat AI starts at $98 per month for its MCP Connectors plan, and there is no free tier, only a 7-day free trial with limited features. The Data Feed API is priced per GB of data monthly, with a minimum of $499. The reviewer calls it expensive for small teams.

Does FinChat AI have an API?

Yes. FinChat AI connects its financial data into AI tools through MCP API connectors, and it also offers a Data Feed API. It runs on the web and through an API, but it does not have a mobile app, which the reviewer lists as a shortcoming.

Who is FinChat AI for?

FinChat AI is best for institutional investors and analysts who need accurate data quickly. Toolio lists small teams with limited budgets under who it is not for, and the reviewer notes that others may find it pricey. Alex scored it 3.9 out of 5 on 3 Oct 2026.

What are some alternatives to FinChat AI?

Toolio lists Digitap, Cheddar Flow, Servcy and Coast FIRE Calculator as alternatives to FinChat AI. Cheddar Flow tracks real-time options order flow and dark pool activity with AI alerts, while Digitap offers end-to-end APIs for digital onboarding.

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