Ko-Fi
Make money directly, on your own terms.
At a glance
Starts at
Free, $12/month for standard features
Price as published by the vendor, September 2026.
Free tier
Yes, limited
Platforms
Web
Best for
Independent creators and artists
Not for
Complex marketers with advanced analytics needs
4.3 out of 5
Scored by a Toolio reviewer after real useOur verdict
Ko-fi helps creators sell their work without monthly fees. Not suitable for large businesses or complex marketing needs.
✓What it does well
Direct PaymentsGet paid instantly into your own PayPal or Stripe account.
No Monthly FeesKo-fi doesn't charge any monthly fees, only a service fee on specific transactions.
Simple SetupCreating your Ko-fi page is free and straightforward.
✕Where it falls short
Limited Transaction TypesDoes not support traditional online sales like subscriptions or memberships beyond the basic tier.
No Advanced AnalyticsBasic tracking, no in-depth analytics tools available for complex marketing needs.
Higher Fees on Specific Services5% fee applies to memberships and shop sales; higher than some competitors.
Key features
TipsAccept one-time or monthly tips from fans.
MembershipsBuild a community with tiered membership plans.
ShopSell digital and physical products in your own shop.
Custom Art CommissionsOffer unique art commissions and creative services.